If you want to get all the information related to your LIC policy sitting at home, then you must be registered in LIC e-Services or LIC Customer Portal web app. Because today all the work is being done online. If we talk about LIC Customer Portal, then through this lic online portal, you can take many types of services with the help of your smart phone sitting at home.
If you want to read this LIC e-Services content in Hindi language then click here.
If you are seeking information from LIC agent about your LIC policy repeatedly like premium payment, policy status, loan status, surrender status, premium payment, loan interest payment, loan repayment etc., then you have to register in LIC Customer Portal app or licindia customer login.
Because, many such services related to LIC insurance policy are now available online which can be availed sitting at home. For this, you can view these services by logging into the online LIC Customer Portal app.
Let us now talk about the online LIC customer portal. What are the benefits you get after registering or login in LIC Customer Portal App.
13 Benefits of LIC Customer Portal
1. Online LIC Premium Payment
You can easily pay the premium of your policy online. You can pay the premium of the policy sitting at home by logging into the LIC customer portal with the following payment methods like Net Banking, Debit Card, Credit Card, BHIM, UPI etc.
LIC Pay Direct app is used to make LIC premium payment which you can also view in LIC Customer Portal app. With LIC Pay Direct App, you can make online policy premium payment, loan repayment, loan interest payment and advanced LIC premium payment.
Renewal premium can be paid for all except policies under Salary Savings Scheme and policies registered for premium payment through NACH. Premium can be paid for the subscriber on the LIC Online Portal 1 month before the due date till the policy comes into force.
If you want to make premium payment without logging into LIC Customer App, then you will have to take help of LIC Pay Direct App. For LIC Pay Direct, you have to visit LIC’s official site LICIndia or install LIC Pay Direct Android App from Google Play Store.
If you want to know about what is LIC Pay Direct App and how to run this app, then read this article.
Apart from this, you can take the help of online payment portal app for online payment of renewal premium of LIC policy. Like paytm, google pay, phonepe etc.
The premium payment date can be seen in advance (Premium Calendar). The details of premiums payable during the year (monthly wise) are displayed. Let us understand well what is LIC premium calendar.
Premium Calendar LIC Customer Portal App has a section where you can see in which month the premium due date is. Also, you can check whether the premium has been paid this year or not, whichever is the premium due date.
There are many policyholders who are concerned whether the money has been credited or not after handing over the premium to the agent. There are many people who, even after taking the receipt, have doubts whether there is a duplicate receipt.
So let me tell for them that with the help of LIC Premium Calendar you can find out whether the premium of your policy has been paid or not.
3. View Policy Status
You can also see your own inforce policy or surrendered policy information on the Customer Portal of LIC of India. You can see the basic details of the policy like plan-term, sum assured, date of commitment, first unpaid premium (FUP) etc.
Apart from this, you can see the status of your policy whether the policy is enforced or lapsed. It is worth noting that the status of the policy which has been linked in the portal can be seen.
There are many policy holders who keep searching in Google that how to check LIC policy status, then let me tell them that you can check LIC policy status by logging into online customer portal.
To check the status of the policy is possible only after visiting the nearest LIC branch office. But if you register in the online customer portal, then you can take this service online whenever you want sitting at home.
4. Linking to other policy in the portal
If you have taken any policy in the name of your wife/husband or child then you can also view or add those policies in the portal.
LIC’s policy is so profitable, that every person has 4-5 insurance policies. There are lakhs of families having LIC insurance policy in the name of each member.
So, if you have taken all the policies in the name of your wife/husband or child, you can add the insurnce policies of all of them in your customer portal.
For this, first you have to register in the lic customer app, then one by one you can see all the policies by adding them in the LIC customer portal. All the services of online can be availed after adding other policies in the portal. Like online payment, status check, premium calendar, bond images etc.
5. Bonus status can be viewed
From the LIC Portal for Customer, you can get the information about the bonuses collected in the policy (Bonus Status). The total bonus deposited under the policy is displayed. This bonus is given only at the time of final payment or maturity under the policy.
6. Online LIC Loan Apply
You can apply for a loan from this LIC customer portal. If you want to take loan from LIC policy then it is possible through LIC portal.
7. Image of policy bond or form.
You can also see a copy of the Policy Bond or Proposal form image of the policy.
8. Premium Payment Certificate
You also get a certificate of payment of your premium (Premium Payment Certificate), whose work is necessary for tax exemption.
9. Revival Quotation
If your policy has been discontinued due to non-payment of your policy premium, then information about how to revive your policy is also available. You can get Revival Quotation of your LIC policy.
10. Grievance registration
If you are facing any problem regarding your LIC policy, then you can make your complaint through this portal or you can get any information through this portal. (Grievance registration)
11. Claims status
Displays the date of Survival Benefit (if any) or Maturity Benefit under the policy during the policy term in LIC customer portal.
12. Loan status
The current loan status is displayed, such as the total loan outstanding under the policy, due to which loan interest has been paid, etc.
13. Policy Schedule
The first page of the Policy Bond which constitutes the Policy Schedule is displayed in the LIC Customer Portal.
LIC India Login Portal Online e-Services
- LIC Customer App is also available in Google Play Store for LIC policyholder, after installing which you can avail online service of LIC policy.
- You can create MPIN in LIC customer app, with the help of which you will not need username and password in mobile. Log in will be done by giving four digit mpin to log in to the app or portal.
- If you make renewal premium payment from LIC customer portal, you can download the premium receipt whenever you want.
- If you have taken a loan from LIC policy, then you can see the loan interest and can also pay the loan interest online.
- The online service can be availed by adding the policy of your wife or child to your portal.
- If you file income tax return then you can download LIC premium paid certificate.
- Loan application, loan interest payment, loan repayment, premium payment can be done from LIC Customer Portal. You can also check LIC policy status.
LIC Customer Portal Login Process Online
If you are a LIC policyholder or you have any (self) LIC policy, then you can register a new user in LIC’s customer portal. Follow the steps mentioned below and login to the online LIC customer portal.
Step 1: Log on to the LIC’S official website www.licindia.in and click on the “Customer Portal” tab under “Online Services”. After this click on the New User button from the LIC e-Services page.
Step 2: After that fill in the registration form and hit the submit button. In the registration form, you have to fill your policy details like policy number, premium amount, date of birth, phone number email, pan details etc. When the filling of policy details is complete, after that click on the submit button.
Step 3: Create a new username and password to complete the registration in the LIC Online Customer Portal web app. You can login to the LIC portal with this username and password.
Step 4: You can re-login to the customer portal at any time with your username and password and also add the policy of your spouse or child. A registered user can access and avail all online services in the lic online customer portal.
The conclusion
We have discussed above about the benefits of LIC Online Customer Portal or lic india login portal. If you want to get all the information related to your LIC policy sitting at home and online then you must register on lic of india customer portal login Link.
To register on LIC Online Customer Portal, visit lic official site licindia and register now. Apart from these benefits, you also save time if you link your insurance policy with the customer portal.
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