What is LIC PayDirect App and How to Use It?

LIC PayDirect App – If you have LIC policy then you know that LIC premium has to be paid. For depositing the LIC premium, your insurance agent collects the premium from you and then gives you the LIC receipt by depositing the premium at the LIC branch office.

This process of depositing LIC policy premium is called offline mode. Similarly, if you do this process of premium payment online with the help of LIC Direct Payment, then how can LIC premium be deposited online.

Let us know through this article what is lic pay direct app and how you can pay lic premium online with lic pay direct online.

This post contains complete information about LIC Pay Direct Online Payment. Features of this app, how to use it, what can be done with lic direct pay app, online payment of lic premium, lic loan, lic loan interest, all these information are given in this post.

Let us know from the beginning how to do LIC Pay.

What is LIC Pay Direct App?

LIC Pay Direct App is an online LIC Premium Payment App with the help of which LIC premium is paid online.

licpaydirect app is developed for the esteemed customers of LIC to make direct payment of LIC Premium, Loan Interest and Loan Repayment.

Pay Directly from LIC Pay Direct App – It allows users to make direct payment of Renewal Premium, Loan Interest and Loan Repayment.

With this app you can check the status of transactions. The customer can check the status of the payments made using the PayDirect option.

The highlight of this app is that it provides a simple three step process to make premium payments. At the same time, with this Pay Direct App, you provide the facility to make premium payment online without logging in (LIC Pay Direct Without Login).

Let’s know other details of this app.

LIC Pay Direct App Features

There are many online payment apps available in the internet to make online payment of LIC premium. But what is such a feature in LIC Pay Direct app, let’s talk about all these.

Keep in mind that LIC Pay Direct Online App is the official online payment app of LIC. With the help of this app, LIC collects money from online.

So let’s know about some special things of this app and its other features.

LIC Pay Direct Without Login

If you install any app in mobile, then first they ask you to register with mobile number or email id. But this app is used without login in lic pay direct app.

As soon as you open this app, you start seeing 3-4 options from which you can make online payment.

The same if you visit licindia pay direct in the official site of licindia, then licindia does not ask to login there.

Without any hassle, you can make lic pay direct online payment with the help of this app.

LIC Pay Direct Premium Online

With lic pay direct, you can pay any LIC premium online. Your policy number, premium amount (without tax), date of birth, mobile number and email id are all these details required to make payment of LIC premium.

In this app, three such steps have been given for premium payment, by following which premium can be paid online.

LIC Pay Direct Loan Interest Online

If you have taken a loan from your LIC policy, then you can pay the loan interest online. For LIC loan interest payment, you have to deposit by visiting the servicing branch of LIC.

Whereas with the help of LIC Pay Direct app, LIC loan interest can be paid sitting at home. After opening this app, please click on select drop down and select Loan Interest Payment option and proceed.

Apart from this, you can also pay LIC loan interest from LIC’s official site licindia pay direct.

Here is the full details of lic loan interest payment. Click here

LIC Pay Direct Loan Repayment Online

You can use this app for LIC loan repayment. You can repay LIC loan from LIC Pay Direct sitting at home.

The most important thing is that partial payment can be done in this app for loan repayment. You can repay the loan by paying as much money as you want.

As soon as you open the app, please click on select, click on loan repayment and make the payment by following the further steps.

LIC Pay Direct Advanced Premium Payment Online

Do you know that you can pay the premium of LIC before the due date. If not, then let me tell you that with LIC Pay Direct app you can pay premium in advanced.

Many times the policyholder asks whether I can deposit the premium in Advanced. So for such a policy holder, LIC Pay Direct is online, with the help of which premium will be deposited in advanced.

There are some conditions for LIC Advanced Premium Payment under which you have to deposit the premium. Let us know how to pay LIC Advanced Premium.

• There should be same financial year while depositing the due date of premium.
• If the premium due date is in the next financial year, then it should not be more than 3 months.
• The premium payment of the policy should not be registered in NACH/ECS/Auto Debit.
• The plan number of the policy is not included in the exempted plans which are: 128-Jeevan Sneha, 160 and 192-Jeevan Bharti (I and II), 805 and 806 – Insurance Account (I and II) and 51- Capital Redemption.

For payment in LIC Premium Advanced, please select Advanced Premium Payment from the select drop down in the app and proceed.

Important things related to LIC Pay Direct App

• LIC Pay Direct app is now available in both Android and iOS versions.
• This app is available for free and no fee is applicable for this.
• You do not get to see any kind of advertisement in Pay Direct app.
• You can use this app in LIC Pay Direct without logging in.
• You can install this app from Google Play Store.
• After making the payment through LIC Pay Direct app, the receipt is received in the email within the next 48 hours.
• You can also pay LIC Pay Direct from the website of licindia.
• LIC Pay Direct app is also available in LIC’s customer portal.
• With the help of this app, LIC premium, loan, loan repayment and advance premium payment can be done.
• After payment is done from this app, you get the receipt in PDF format which can be printed out.
• In LIC Pay Direct App, online payment is done with the help of Debit Card, Credit Card, UPI, Internet Banking.

How to Pay LIC with LIC Pay Direct?

For example, to make lic of india direct pay, lic direct pay app should be installed in your mobile, after that you can make lic direct payment.

Let us know how you can do licpay without login licindia.

How to pay premium through LIC Pay Direct:

• First of all install LIC PayDirect App from Play Store.
• As soon as you open the app, you will see the dropdown of Please Select in front of it, select Renewal Premium / Revival and Done.
• From the drop down, you can choose Renewal Premium, Loan Interest, Loan Repayment and Advanced Premium Payment.
• This payment will be completed in 3 steps, this information will be available. Now click on Proceed.
• For Customer Validation, fill your Policy Number, Installment Premium (Without Tax), Date of Birth, Emil ID in this form and click on Submit.
• Now accept the term and condition of LIC and proceed.
• In this step all the details related to the policy will be visible. Now click on Pay.
• Now you make payment with the help of your Debit Card, Credit Card, Internet Banking or UPI.
• Once the payment is successful, the page of Receipt Download will open. Download receipt.

Apart from this, the premium payment receipt will be received in your email id in PDF within the next 48 hours. In this way you can pay LIC premium online from LIC Pay Direct.

LIC Pay Direct App Download or Install

If you want to download LIC Pay Direct App in your Android phone, iOS or PC then follow the steps given below. This app is available in all platforms, you can use it.

Let us know how to install LIC Pay Direct app.

LIC Pay Direct App Download for Android:

If you have an Android smart phone and you want to make all LIC payments online by installing LIC Pay Direct Online app, then install it from Google Play Store.

1. First of all, turn on the data of your smart phone and open the Google Play Store app from the app drawer.
2. Now type LIC Pay Direct in the top search box and search.
3. Now in the search result, see the logo of this app and the name of the app, click on it and install it by clicking on the install key button.
4. After it is completely downloaded, it will be installed on your phone. Once installed, you can use this app from the app drawer on your phone.
5. Information about how to use LIC Pay Direct app has been given in this post.

LIC Pay Direct App Download for IOS:

If you have an iOS phone like iPhone or iPad and you want to download LIC’s Pay Direct app on your iPhone, then follow the steps given below.

1. First turn on your iPhone’s Internet Data and open Apple’s Apps Store.
2. Now search “LIC Pay Direct”, after that this app will appear in the search result.
3. Download this app. After downloading you can use this app.
4. Step by step information has been given in this post about how to use LIC Pay Direct IOS App.

LIC Pay Direct App Download for PC:

There are many people who like to work in computer or PC. If such people are in search of lic pay direct for pc then they should know that no such app is available for pc yet.

If you want to use LIC Pay Direct from PC or Computer, then you have to do it from LIC’s official site licindia pay direct.

Let us know about it very well.

1. First of all open your PC web browser and search in Google licindia.in
2. The official website of LIC will appear at the top of the search result. Click on it.
3. Now click on Pay Direct (Without Log in) from the section Pay Premium Online in the home page of licindia.
4. Now in this page you have seen all the options of LIC Pay Direct.
5. Now you can use licindia pay direct from PC.
6. Information about how to make online payment from licindia pay direct is given above.

Advantages and Disadvantages of LIC Pay Direct

Every mobile app has its advantages and disadvantages. There are many such apps using which hours of work can be done in minutes. At the same time, there are many such apps, using which there are many disadvantages too.

So let us now know what are the advantages and disadvantages of using LIC Pay Direct Apps.

Advantages:

1. This is the official app of LIC so it is completely safe. If you pay with the help of any other app, then there is some hesitation whether this money has reached LIC or not.
2. This app is completely free and you do not need to register or sign up to use it.
3. In the same LIC app, you do not get any kind of advertisement. Paying with another app leads to repeated ads and advertisements on every single page, causing many problems.
4. You can use your credit card to pay online. Although other apps have this feature, I have seen in many other apps in which credit card is not accepted.
5. With this app you can pay loan interest, loan repayment and advanced premium. This feature is not available in any other app.

Disadvantages:

1. On making payment through LIC Pay Direct app, LIC asks a lot of details for customer validation from customer. If we talk about any other app then customer verification is done with policy number and email id only.
2. The process of making online payment with the help of this app is given in just 3 steps. But it is not possible for all people to understand these three stages. It becomes difficult for many people to understand how the payment is done through this app.
3. It has become difficult for the people to run the LIC Pay Direct app. Read many reviews in play store, which showed that no one’s receipt is downloaded, some one is not getting paid, date of birth is not matching etc.
4. This app is not for less educated people. For this the user has to be smart. Any employee of LIC can run this app well.

FAQs

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